Conversion of the loan currency in Swiss francs
We have experience in conducting legal proceedings related to cases against banks. In course of legal proceeding of the conversion of loan currency we attempt to confirm that each contract provisions is unlawfull (abusive clauses) and inconsistent with banking provisions and the Civil Code.
The recent court jurisdiction of common courts of law shows that this practice is effective and credit recipients are entitled to the repayment of overpaid loan installments in the event that the escalator clauses are considered unlawful (abusive clauses) or the return of all repayments of the mortgage loan in case of cancellation of the contract.
Low down payment insurance
For several years, we have been successfully conducting legal proceedings against banks in cases concerning low down payment insurance. In the absence of own contribution, banks offered low down payment insurance which legal construction is defective and is based on prohibited clauses (abusive clauses). As a result, credit recipients are entitled to a return of all premiums collected as insurance for a low own contribution.
Grzegorz Kuchta
Attorney at lawSpecializations: legal proceedings, disputes with banks, industrial property law, as well as legal services for entrepreneurs. A member of the District Chamber of Legal Advisors in Wrocław. A graduate of the University of Wrocław in the fields of law and administration.
Knowledge of languages: Polish and English
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